Could Your Clients Do More with Their Retirement Money?

Help clients maximize their financial legacy with Legacy Max, offered exclusively on the ECI Plus annuity — now available to Osaic Broker Dealers.

The optional Legacy Max enhanced death benefit rider features:

An enhanced death benefit issued through age 80
A death benefit base with two underlying growth components¹
- 6% annual compounded growth
- Double the amount of the interest credited to the annuity
Flexible payout options for your beneficiaries, including a lump sum option

Learn About ECI Plus with Legacy Max

California only: ECI Plus is pending approval in California. ECI will remain available for sale in California.

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Training and Applications

Bookmark our website for product training, applications and product information.

We require product training before starting an application. If you've previously completed ECI product training, no additional training is required for ECI Plus.

Ensure you're using ECI Plus applications. ECI has transitioned to ECI Plus — except in California — and old applications will no longer be accepted.

Why Choose The Standard?

With over 100 years of financial stability, you can count on us to help your clients prepare for the future. Working with us, you'll get:

Nearly a century of financial strength ratings of "A" or higher²
A partner with multiple best-in-class service awards

Annuity Sales Support
800.378.4578 | annsales@standard.com

The ECI Plus is a single premium, deferred index annuity.

1 Starting on day one, the death benefit base is equal to the total premium. On each contract anniversary, we’ll calculate the death benefit based on the two underlying growth components. The higher of the two amounts will be the new death benefit base.

2 Standard & Poor’s rating of “A+,” Moody’s rating of “A1,” A.M. Best’s rating of “A” as of Feb. 28, 2023.

For producers only. Not for use with consumers.

The Standard | 1100 SW Sixth Avenue, Portland, OR 97204 | standard.com

The Standard is a marketing name for StanCorp Financial Group, Inc. and subsidiaries. Insurance products are offered by Standard Insurance Company of Portland, Oregon in all states except New York. Product features and availability vary by state and are solely the responsibility of Standard Insurance Company.

The Enhanced Choice Index Plus is a product of Standard Insurance Company; availability varies by state.
ECI Plus is a single-premium, deferred index annuity.

Contract: ICC17-SPDA-IA(01/17), SPDA-IA(01/17), SPDA-IA(01/17)FL, SPDA-IA(01/17)ND. Riders: ICC23-R-GMDB-IA, R-GMDB-IA, ICC17-R-PTP, ICC21-R-PTP-C, ICC17-R-GMAB-IA, ICC17-R-MVA-IA, ICC17-R-TCB-IA, ICC17-R-NHB-IA, ICC17-R-ANN-IA, ICC17-R-DB-IA, ICC17-R-ANNDW, ICC17-R-POF-IA, ICC20-R-IRA, ICC20-R-Roth IRA, ICC20-R-QPP, R-PTP, R-PTP-C, R-GMAB-IA, R-MVA-IA, R-TCB-IA, R-NHB-IA, R-TCB-NHB-IA-SD, R-ANN-IA, R-DB-IA, R-ANNDW, R-POF-IA, R-IRA, R-Roth IRA, R-QPP, R-GMAB-FL, R-MVA-FL, R-ANN-FL, R-IRA-FL, R-Roth IRA-FL, R-QPP-FL, R-DB-IA-FL. This product includes an MVA provision. Surrender charges may apply to withdrawals during the surrender period. A 10% IRS penalty may apply to withdrawals prior to age 59½. The nursing home waiver and terminal condition waivers may not be available in all states. The annuity is not guaranteed by any bank or credit union and is not insured by the FDIC or any other governmental agency. The purchase of an annuity is not a provision or condition of any bank or credit union activity. Some annuities may go down in value. The guarantees of the annuity are based on the financial strength and claims-paying ability of Standard Insurance Company. An annuity should not be purchased as a short-term investment.

Not FDIC-insured. No bank guarantee. May lose value. Not insured by any federal government agency. Not a bank deposit.

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