Annuity Rate Change
on February 15

Our annuity rates are changing effective February 15, 2023.

Rates Increasing:

• Index Select Annuity rate caps (All series)
  • +0.50% on ISA 5
  • +0.50% on ISA 7
  • +0.50% on ISA 10
• Higher Standard Index Annuity* rate caps
  • +0.50% on HSIA 6
  • +0.50% on HSIA 8
  • +0.50% on HSIA 10
• Enhanced Choice Index
  • ECI 5 participation rate and enhanced participation rate 
    • +15% on S&P MARC 5 ER Index
    • +15% on S&P 500 Daily RC 5% ER Index
    • +15% on S&P 500 ESG Daily RC 5% ER Index
  • ECI 7 participation rate and enhanced participation rate 
    • +15% on S&P MARC 5 ER Index
    • +15% on S&P 500 Daily RC 5% ER Index
    • +15% on S&P 500 ESG Daily RC 5% ER Index
  • ECI 10 participation rate and enhanced participation rate 
    • +15% on S&P MARC 5 ER Index
    • +15% on S&P 500 Daily RC 5% ER Index
    • +15% on S&P 500 ESG Daily RC 5% ER Index

Rates Decreasing:

• Focused Growth Annuity crediting rates (All series)
  • -0.10% on FGA 3
  • -0.10% on FGA 7
  • -0.10% on FGA 10
• Multi-Choice Annuity crediting rates (All series)
  • -0.10% on MCA 3  – All withdrawal options
  • -0.10% on MCA 7 – All withdrawal options
• Total Choice Annuity* crediting rates
  • -0.10% on TCA 3 and TCA 3 with Principal Guarantee
  • -0.10% on TCA 7 and TCA 7 with Principal Guarantee

1. Start at standard.com/annuities.
2. Select your distributor in the drop-down menu or select “not affiliated with a distributor or distributor not listed.”
3. On the right-side Resources box, select Rate Preview.
    

*Available through select distribution only.

For products with rates decreasing: Applications need to be signed and dated by February 14, 2023, and received in our home office by February 21, 2023 to hold current rates.  

For products with rates increasing: Applications dated February 15, 2023 or later to hold new rates. 

For producers only. Not for use with consumers.