Guide Your Clients With Discounted IDI Rates

Everyone wants value from the products and services they pay for.  

With Platinum Advantage Individual Disability Insurance, your top clients can enjoy a range of premium discounts and, in some cases, layer multiple discounts. They can receive the full value of IDI coverage at a lower price. And discounted rates may also encourage some clients to consider broader coverage.

Offer Discounts Based on Client Needs

Preferred Occupation Discount offers a 10% gender-distinct discount for some 5A occupations. These include attorneys, including judges with a law degree; engineers with a professional engineering license or degree; certified public accountants; and scientists with a Ph.D.

Employer-Based Multi-Life Discount applies a 10% gender-distinct discount when applications on three or more lives from the same employer, or as few as two business owners, are submitted within six months. The discount is also available to contract — or 1099 — workers who share a worksite.

Business Owner Discount offers a 10% gender-distinct discount for qualifying business owners.

Multi-Product Discount offers a 5% gender-distinct discount if the insured individual is approved for and accepts a Business Overhead Protector^® or Business Equity Protector^SM policy, too.

Residency Multi-Life Discount offers a 15% gender-distinct discount to residents and fellows of accredited hospitals and university medical centers.

Help your clients experience the full value of income protection at a lower price. For more information on premium discounts and layering options, check out our Premium Discounts flyer. Or contact your regional director or regional manager.

For Producers Only